Ric Lutz
LGNA Partner, Small Business Advisory Services
With over two decades of experience in the banking sector, Ric is an accomplished executive and entrepreneur specializing in small business planning, finance, and strategic growth. During his 23-year banking career, culminating as Executive Vice President of Lending and Chief Compliance Officer, he analyzed business operations, cash flow requirements, and financial management for dozens of companies. Under his leadership, his institution achieved Certified SBA Master Lender status and was named a top SBA 504 Lender in the Kansas City metro area. Additionally, Ric has a strong background in public-sector collaboration, having served on numerous city and county boards. In these roles, he developed economic feasibility studies, contributed to financial task forces, and partnered with local leadership to drive regional business relocation and expansion initiatives.
Currently, Ric leverages his extensive background to support the business community as both a consultant and an entrepreneur. He provides targeted management guidance in sales, marketing, finance, and contract negotiations to help local companies scale profitably. As the founder and owner of Green Deconstruction, Demolition and Salvage—Kansas City’s premier community-centric deconstruction firm—he manages specialized operations that maximize property recycling and donation benefits for local nonprofits like Habitat for Humanity. Ric holds a degree in Business and Finance from the University of Colorado, Boulder, and the University of Missouri, blending rigorous academic foundations with proven, hands-on leadership across the private and public sectors.